Foreign National Mortgages
U.S. Real Estate Financing
David Nataf
NMLS #2613311
Cross-Border RelocationResource Library
Downloadable guides for HR teams managing employee transfers between Canada and the United States. Everything you need to make relocations seamless.
Free Downloadable Resources
Professional guides designed for HR managers, relocation coordinators, and global mobility teams.
Employee Relocation Checklist
Comprehensive 90-day timeline covering mortgage pre-approval, banking setup, legal requirements, and settling-in tasks for cross-border transfers.
Visa Mortgage Comparison Chart
Side-by-side comparison of L-1, TN, and H-1B visa mortgage qualification requirements, rates, down payments, and approval timelines.
Cross-Border Tax Guide
Essential tax planning guide covering FIRPTA withholding, treaty benefits, dual taxation issues, and structuring strategies for cross-border property ownership.
Why HR Teams Use These Resources
Reduce Relocation Time
Comprehensive checklists ensure nothing is missed, reducing average relocation time from 4-6 months to 6-8 weeks.
Save on Financing Costs
Visa comparison charts help employees avoid foreign national rates (8-9%) and access domestic rates (6-7%), saving $12K+ annually.
Avoid Tax Surprises
Tax guides prevent costly mistakes like improper FIRPTA withholding or missed treaty benefits that can cost employees thousands.
Improve Employee Satisfaction
Clear guidance reduces stress and confusion during relocation, improving retention and productivity during the transition period.
Need Help with Employee Relocations?
Schedule a consultation to discuss your corporate relocation needs and how we can support your team.